To start using Hedgematic, you fill out a profile with demographic info, social security position, after-tax current-dollar yearly expense requirements, and account balances

Complete your profile and ask Hedgematic to compute your results. In return, you get a year-by-year account-by-account schedule of transactions, which, when executed, will result in a risk-adjusted current-dollar stream of payments, calibrated to your specified after-tax expenses, for the duration of your retirement.

The Hedgematic Portfolio is constructed according to sound economic principles. Hedgematic offers tools and calculators to review these understandings and to show exactly how they are deployed to construct the Hedgematic portfolio. No secrets. The algorithm is completely transparent.