Your Hedgmatic Profile
Hedgematic keeps each of your retirement scenarios in a profile
Hedgematic maintains a list of your profiles. You might create several profiles to see the effects of different choices you have.
Create your first Hedgematic profile by pressing the plus sign, proceeding to describe yourself and your retirement position:
- Demographics: e.g. Birthday, age, and sex.
- Social security: Estimated check? Have you started?
- Expenses: After tax, after inflation spending requirements for each year of your retirement.
- Balances: Your assets by account.
Once you create a profile, select the dot menu to access the following actions:
- Compute a complete tax-optimized retirement portfolio, hedged against market risk and inflation. Can I retire today? If not, how much am I short? When do I start social security? What instruments go into my portfolio?
- Clone a profile to create a new profile, based on the existing one. Stack them up against each other. There is no “edit profile” feature." This is so you can repeatedly run scenarios over time and compare the results. Instead of editing, select this option, enter a descriptive name for the new profile variation, and apply your changes to the new copy.
- Delete a profile, and any computed results for it.
If you just tap the profile you get a summary of that profile’s settings.
Create a personal profile to submit to Hedgmatic
Enter some basic demographic data
Enter some basic demographic data for your spouse
Enter after-tax, current-dollar income needs for each remaining year of your life
Enter account balances by type of account
Review and submit your new profile