Social Security

Total Social Security payments include:

• Your Social Security benefit.
• Your spouse’s Social Security benefit.
• Spouse benefit, if available.
• Survivor benefit, if available.

Social Security is computed from personal data in your profile. If you specified “Optimize Social Security,” the start ages shown here are optimized for maximum total benefit. If you did not so specify, or are already receiving Social Security, the start ages you provided are used.

Charts

One chart is shown.

Note that Mrs. Citizen starts taking her spouse benefit before the Mister turns 70 and commences taking his. After his death, she subsists on her survivor benefit.